Personally I would wait for a different caliber, something you dont have, from Ruger. If you really want another 45/70 I would get a Miroku Winchester or Browning 1886.The quality walks all over a Henry.
You are spot on! After checking a few out of state vendors prices are much lower.That there's a good reason to not buy on GB. Look at the other sites that are NOT driven by auction prices.
Check Henry prices on GunsAmerica and GunsInternational and I think you'll find it easy to find one under 1k.
I have a Henry BB 45-70 purchased off GA about 2.5-3yrs ago and it's a well made, accurate rifle. This was it's very first morning in the woods with me in 2019
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