My primary pistol caliber is 45ACP, and it's a rare thing to find split cases, though they do wear out eventually. The rule of thumb, which is nothing but common sense, is that the harder you push your loads, the sooner the brass will wear out. In the case you cited, it could have been a bad piece of brass (which is rare, but it happens) but I'm betting someone used it for max loads one time too many, and that's what you get when you try to make a round do something it wasn't designed for. The 45ACP operates at a Maximum Average Pressure (MAP) of 21,000 PSI, while +P loads can go as high as 23,000. In modern terms that isn't very high, but bear in mind we're talking about a cartridge that was designed in 1904.
It's good that you found that one early, and now that you know about the "bell test" as I call it, a split case will likely never escape detection ever again. I dump my brass out of the tumbler into a Dillon media separator and if there's a split case in there I know it instantly. Visual inspection is also a valuable tool, and something I do at several points in the reloading cycle, but especially when repriming.
Surprises can be a good thing, but not when you're dealing with fire, pressure, shrapnel and such. :bandit:
